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  • EUV Frankfurt  (12)
  • DZA Berlin
  • Grünes Gedächtnis
  • SB Rheinsberg
  • Singh, Sandeep  (8)
  • Singh, Shruti
  • 1
    Online-Ressource
    Online-Ressource
    Washington, D.C : The World Bank
    UID:
    b3kat_BV048268999
    Umfang: 1 Online-Ressource
    Serie: Women in Development and Gender Study
    Inhalt: The reach of the financial sector in Turkey is wide - as measured by account penetration, use of electronic payments, and credit card ownership - relative to both developing and high-income countries. The gender gap in Turkey for account ownership is 49 percentage points, the highest rate among all middle-income countries. This paper discusses environmental factors that may help explain the significantly low use of financial services by women in Turkey. The authors explore reasons for the large gender gap in financial inclusion in Turkey and find that female workplace participation is an important factor in explaining financial inclusion among women. Men are more than three times as likely as women to report using an account to receive money from work and or the government. This paper is organized as follows: section one gives introduction. Section two summarizes account ownership and usage in Turkey. Section three analyzes formal and informal saving rates, section four discusses the use of formal and informal credit and the high use of store credit cards. Section five examines gender differences in enterprise financing
    Sprache: Englisch
    URL: Volltext  (URL des Erstveröffentlichers)
    URL: Volltext  (Deutschlandweit zugänglich)
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  • 2
    UID:
    b3kat_BV048268641
    Umfang: 1 Online-Ressource
    Serie: Women in Development and Gender Study
    Inhalt: The International Finance Corporation, IFC, is a member of the World Bank Group. IFC is the largest global development institution focused exclusively on the private sector in developing countries. Habib Bank Limited (HBL) was established in 1941 and was the first commercial bank in Pakistan. Over the years, HBL has grown its branch network and maintained its position as the largest private sector bank in a number of categories. In terms of customers, HBL understands the various roles played by women in society and acknowledges the financial gaps in servicing women customers from all backgrounds. Today, HBL serves more women than any other bank in Pakistan. To do yet more, it introduced HBL Nisa, a banking platform dedicated to the women of Pakistan. HBL Nisa's goal is to understand, educate, and develop products and services that cater to the financial needs of women. Since HBL and IFC formed a partnership in 2007, the relationship has grown, with an IFC Global Trade Finance Program (GTFP) investment. This engagement with HBL is also one of IFC's flagship Banking on Women (BOW) projects, in which IFC also provided advisory services to assist with integrating a bank-wide gender diversity framework. Gender Intelligence for Banks Moving the Needle on Gender Equality is the result of a joint partnership between the IFC and HBL in Pakistan. The initiative's goal is to promote gender equality within banks and to develop insights into how gender intelligence programs can positively impact organizational gender awareness, financial inclusion for women, and bottom-line results for banks
    Sprache: Englisch
    URL: Volltext  (URL des Erstveröffentlichers)
    URL: Volltext  (Deutschlandweit zugänglich)
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  • 3
    UID:
    b3kat_BV048265911
    Umfang: 1 Online-Ressource (35 p)
    Inhalt: Using firm-level surveys for up to 73 countries, this paper explores the impact of introducing collateral registries for movable assets on firms' access to bank finance. It compares firms' access to bank finance in seven countries that introduced collateral registries for movable assets against three control groups: firms in all countries that did not introduce a registry, firms in a sample of countries matched by location and income per capita to the countries that introduced registries for movable assets, and firms in countries that undertook other types of collateral reforms but did not set up registries for movable assets. Overall, the analysis finds that introducing collateral registries for movable assets increases firms' access to bank finance. There is also some evidence that this effect is larger among smaller firms
    Weitere Ausg.: Love, Inessa Collateral Registries for Movable Assets
    Sprache: Englisch
    URL: Volltext  (URL des Erstveröffentlichers)
    Mehr zum Autor: Love, Inessa
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  • 4
    UID:
    b3kat_BV048269304
    Umfang: 1 Online-Ressource (48 p)
    Serie: World Bank E-Library Archive
    Inhalt: This paper investigates the effect of access to finance on job growth in 50,000 firms across 70 eveloping countries. Using the introduction of credit bureaus as an exogenous shock to the supply of credit, the paper finds that increased access to finance results in higher employment growth, especially among micro, small, and medium enterprises. The results are robust to using firm fixed effects, industry measures of external finance ependence, and propensity score matching in a complementary panel data set of more than four million firms in 29 eveloping countries. The findings have implications for policy interventions targeted to produce job growth in micro, small, and medium enterprises
    Weitere Ausg.: Erscheint auch als Druck-Ausgabe Ayyagari, Meghana Access to Finance and Job Growth : Firm-Level Evidence across Developing Countries Washington, D.C : The World Bank, 2016
    Sprache: Englisch
    URL: Volltext  (URL des Erstveröffentlichers)
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  • 5
    UID:
    b3kat_BV048266446
    Umfang: 1 Online-Ressource (46 p)
    Inhalt: This paper analyzes the impact of introducing credit information-sharing systems on firms' access to finance. The analysis uses multi-year, firm-level surveys for 63 countries covering more than 75,000 firms over the period 2002-13. The results reveal that credit bureau reforms, but not credit registry reforms, have a significant and robust effect on firm financing. After the introduction of a credit bureau, the likelihood that a firm has access to finance increases, interest rates drop, maturity lengthens, and the share of working capital financed by banks increases. The effects of credit bureau reforms are more pronounced the greater the coverage of the credit bureau and the scope and accessibility of the credit information-sharing scheme. Credit bureau reforms also have a greater impact on firms' access to finance in countries where contract enforcement is weaker. Finally, there is some evidence that the effects of credit bureau reform are more pronounced for smaller, less experienced, and more opaque firms
    Weitere Ausg.: Peria, Maria Soledad Martinez The Impact of Credit Information Sharing Reforms on Firm Financing
    Sprache: Englisch
    URL: Volltext  (URL des Erstveröffentlichers)
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  • 6
    UID:
    b3kat_BV049079315
    Umfang: 1 Online-Ressource (48 Seiten)
    Inhalt: Despite the relevance of house prices for a variety of stakeholders as well as for macroeconomic and monetary policy making, reliable, publicly available house price data are largely absent in emerging markets and developing economies. Filling this void, this paper presents a systematic approach to collecting, analyzing, and assessing private property prices in emerging markets and developing economies. The paper uses data scraped from five countries' largest real estate websites where private properties are listed for sale, to obtain price data and property attributes to establish a comprehensive data set that allows for both intra- and inter-country comparison of residential property prices. It then outlines the usability of these data by employing random forest estimation to predict the price of a standard housing unit-the basic house price-that is comparable across countries. While this approach is also applicable to filling wide data gaps in the provision of private property prices in developed economies, the paper focuses on how this approach can be applied to emerging markets and developing economies, where private property price data are particularly scarce
    Weitere Ausg.: Erscheint auch als Druck-Ausgabe Behr, Daniela M Estimating House Prices in Emerging Markets and Developing Economies: A Big Data Approach Washington, D.C. : The World Bank, 2023
    Sprache: Englisch
    URL: Volltext  (URL des Erstveröffentlichers)
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  • 7
    Online-Ressource
    Online-Ressource
    Paris : OECD Publishing
    UID:
    b3kat_BV047934133
    Umfang: 1 Online-Ressource (167 Seiten) , 21 x 29.7cm
    Serie: OECD Social, Employment and Migration Working Papers
    Inhalt: The Japanese labour market is characterised by high employment rates for men and older workers, and a low unemployment rate. Over the past two decades, female participation has risen, while disparities in the labour market conditions of workers have grown. Further efforts are needed to promote increases in female and older-worker employment rates so as to combat the trend decline in the working-age population, and to reduce dualism in the labour market
    Sprache: Englisch
    URL: Volltext  (URL des Erstveröffentlichers)
    URL: Volltext  (URL des Erstveröffentlichers)
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  • 8
    Online-Ressource
    Online-Ressource
    Paris : OECD Publishing
    UID:
    b3kat_BV047933015
    Umfang: 1 Online-Ressource (111 Seiten) , 21 x 29.7cm
    Serie: OECD Social, Employment and Migration Working Papers
    Inhalt: This report examines the performance of the Public Employment Service (PES) and the effectiveness of activation strategies in Norway. It covers the role of the key actors in labour market policies, the placement function of the PES, the structure of benefits for the working-age population out of work and the related incentives and disincentives for taking up work, and provides an overview of the different active labour market programmes. Over the past few years, labour market conditions in Norway have been better than in most OECD countries, reflecting strong economic and productivity growth. The global financial and economic crisis and the significant decline in oil and gas prices observed since the second half of 2008 are affecting the short-term economic prospect, with some deterioration in labour market conditions.
    Inhalt: Despite its relatively strong labour market performance, the main challenge for Norway is to mobilise underutilised labour, as nearly a fifth of the working-age population is out of work and receiving health-related benefits. In contrast, the take-up of unemployment benefits has been limited despite their generosity - both in terms of duration and net replacement rates - by strict eligibility criteria and the implementation of mobility and other mutual obligation requirements in Norway. The Norwegian Government has put forward several major policy reforms to contain benefit dependency and to prevent people from leaving the labour market too early or on a long-term or permanent basis. In 2006, a new institution - NAV - was launched, merging the State PES and the National Insurance Administration, and bringing them together in front-line offices with municipal services providing coordinated services for all clients. Several other changes to activation strategies are also underway.
    Inhalt: The new NAV employment services are systematising their early intervention and follow-up strategies for all jobseekers. Greater incentives have also been built into labour market programmes in particularly for social assistance clients. In spite of these important reforms, there remain a number of challenges to counteract sickness absence. It is now widely recognised that long-term sick leave is the initial step to disability benefit in many OECD countries. Early intervention in the form of case-by-case monitoring of sickness absence in Norway - which requires collaboration between employees, employers and NAV - has so far not been successful in delivering the desired outcomes. Finally, vocationally disabled people represent the largest group of participants in labour market programmes. Half of them engage in lengthy retraining in mainstream education and training courses.
    Sprache: Englisch
    URL: Volltext  (URL des Erstveröffentlichers)
    URL: Volltext  (URL des Erstveröffentlichers)
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  • 9
    UID:
    b3kat_BV048266080
    Umfang: 1 Online-Ressource (44 p)
    Inhalt: Mobile banking services offer great potential to expand financial services, particularly payment services, to the poor. They also provide a convenient and cost effective way to access bank accounts. This paper constitutes a first attempt to explain statistically what factors contribute to mobile banking usage, with a particular focus on the regulatory framework. The authors construct an index that measures the existence of laws and regulation that support mobile banking activity for 35 countries. Using variations in regulatory environments across these countries and armed with newly released data on mobile banking usage by approximately 37,000 individuals in these 35 countries, the paper sheds light on the importance of laws and regulation in supporting mobile banking. The analysis finds that a supporting regulatory framework is associated with higher usage of mobile banking for the general population as well as for the unbanked
    Weitere Ausg.: Gutierrez, Eva What Regulatory Frameworks are More Conducive to Mobile Banking?
    Sprache: Englisch
    URL: Volltext  (URL des Erstveröffentlichers)
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  • 10
    Online-Ressource
    Online-Ressource
    Paris : OECD Publishing
    UID:
    b3kat_BV047934448
    Umfang: 1 Online-Ressource (150 Seiten) , 21 x 29.7cm
    Serie: OECD Social, Employment and Migration Working Papers
    Inhalt: In Ireland the placement function of the Public Employment Service (PES) is primarily within FÁS, the Training and Employment Authority, which is supervised by the Department of Enterprise, Trade and Employment (DETE). But employment counselling services are also provided by the "Local Employment Service" (which has partly-separate funding and management arrangements); Facilitators within the Department of Social and Family Affairs (who implement an "Activation Programme", which however lacks participation requirements); and the "Services to the Unemployed" activity within the Local Development Social Inclusion Programme (which is managed through a third Department). The number of staff in FÁS Employment Services and the Local Employment Service, relative to the number of wage and salary earners in the economy, appears to be relatively low, about half the average level of staffing of institutions responsible for the placement function in Australia and Northern and Western Europe (countries which also have high benefit coverage rates for unemployment)
    Sprache: Englisch
    URL: Volltext  (URL des Erstveröffentlichers)
    URL: Volltext  (URL des Erstveröffentlichers)
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