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  • 1
    Online Resource
    Online Resource
    Long-term financial incentives and investment in daughters : evidence from conditional cash transfers in north India (2009)
    [Washington, D.C] : World Bank
    Details
    UID:
    gbv_834962403
    Format: Online-Ressource
    Edition: 2009 World Bank eLibrary Also available in print
    Series Statement: Policy research working paper 4860
    Content: "Since the early 1990s, several states in India have introduced financial incentive programs to discourage son preference among parents and encourage investment in daughters' education and health. This study evaluates one such program in the state of Haryana, Apni Beti Apna Dhan (Our Daughter, Our Wealth). Since 1994, eligible parents in Haryana have been offered a financial incentive if they give birth to a daughter. The incentive consists of an immediate cash grant and a long-term savings bond redeemable on the daughter's 18th birthday provided she is unmarried, with additional bonuses for education. Although no specific program participation data are available, we estimate early intent-to-treat program effects on mothers (sex ratio among live children, fertility preferences) and children (mother's use of antenatal care, survival, nutritional status, immunization, schooling) using statewide household survey data on fertility and child health, and constructing proxies for household and individual program eligibility. The results based on this limited data imply that Apni Beti Apna Dhan had a positive effect on the sex ratio of living children, but inconclusive effects on mothers' preferences for having female children as well as total desired fertility. The findings also show that parents increased their investment in daughters' human capital as a result of the program. Families made greater post-natal health investments in eligible girls, with some mixed evidence of improving health status in the short and medium term. Further evidence also suggests that the early cohort of eligible school-age girls was not significantly more likely to attend school; however, conditional on first attending any school, they may be more likely to continue their education. "--World Bank web site
    Note: Includes bibliographical references , Title from PDF file as viewed on 5/8/2009 , Also available in print.
    Additional Edition: Sinha, Nistha Long-term financial incentives and investment in daughters
    Language: English
    DOI: 10.1596/1813-9450-4860
    URL: Volltext  (Deutschlandweit zugänglich)
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    MPI Bildungsforschung
  • 2
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    Empowering women through financial awareness and education (2012)
    Paris : OECD
    Details
    UID:
    gbv_734116802
    Format: Online-Ressource , graph. Darst.
    Series Statement: OECD working papers on finance, insurance and private pensions 14
    Content: The potential implications of gender differences in financial literacy are far-reaching. This paper describes the findings of a review of the literature on gender differences in financial literacy with the aim to better understand their causes and consequences, as well as possible policy responses. It provides a starting point to collect further evidence, develop analytical work and case studies, and to identify areas that deserve further research, thus paving the way for future work to be developed by the OECD and the INFE.A relatively broad range of empirical literature documents the existence of gender differences in financial literacy in various countries and along several dimensions. On average, women perform worse than men on tests of financial knowledge and have less confidence in their financial skills. However, so far policy awareness of the existence and relevance of these differences is quite low. The literature (albeit so far limited) on what drives such gender differences points to several potentially complementary explanations including differences in skills, attitudes, and opportunities. In this context, the contribution of improved and targeted financial education programmes aimed at better addressing women’s needs is promising and worth exploring further.
    Note: Zsfassung in franz. Sprache , Systemvoraussetzungen: Acrobat Reader.
    Language: English
    Keywords: Amtsdruckschrift ; Arbeitspapier ; Graue Literatur
    DOI: 10.1787/5k9d5v6kh56g-en
    URL: Volltext
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  • 3
    Online Resource
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    Financial Education for Long-term Savings and Investments : Review of Research and Literature (2015)
    Paris : OECD Publishing
    Details
    UID:
    b3kat_BV047933714
    Format: 1 Online-Ressource (34 Seiten) , 21 x 29.7cm
    Series Statement: OECD Working Papers on Finance, Insurance and Private Pensions
    Content: Long-term savings and investments (LTSI) by individuals enhances their financial security while also supporting growth and financial development. Evidence shows that financial knowledge and skills are positively related to LTSI behaviour, and indicates a strong correlation between levels of financial literacy and retirement wealth accumulation. However, both the quantity and quality of LTSI are often worryingly low, pointing to an important role for financial education to increase levels of financial literacy and thus improve LTSI among individuals. Evaluations of various types of financial education aimed at increasing LTSI have identified some promising results. Initial findings suggest the need for additional, targeted evaluation of education programmes to compare the effects of different delivery channels and the intensity of provision in order to identify optimal approaches. More detailed research is also important to fully understand why some evaluations indicate mixed outcomes from certain programmes
    Language: English
    DOI: 10.1787/5jrtgzfl6g9w-en
    URL: Volltext  (URL des Erstveröffentlichers)
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  • 4
    Online Resource
    Online Resource
    Empowering Women Through Financial Awareness and Education (2012)
    Paris : OECD Publishing
    Details
    UID:
    b3kat_BV047935163
    Format: 1 Online-Ressource (41 Seiten) , 21 x 29.7cm
    Series Statement: OECD Working Papers on Finance, Insurance and Private Pensions
    Content: The potential implications of gender differences in financial literacy are far-reaching. This paper describes the findings of a review of the literature on gender differences in financial literacy with the aim to better understand their causes and consequences, as well as possible policy responses. It provides a starting point to collect further evidence, develop analytical work and case studies, and to identify areas that deserve further research, thus paving the way for future work to be developed by the OECD and the INFE.A relatively broad range of empirical literature documents the existence of gender differences in financial literacy in various countries and along several dimensions. On average, women perform worse than men on tests of financial knowledge and have less confidence in their financial skills. However, so far policy awareness of the existence and relevance of these differences is quite low. The literature (albeit so far limited) on what drives such gender differences points to several potentially complementary explanations including differences in skills, attitudes, and opportunities. In this context, the contribution of improved and targeted financial education programmes aimed at better addressing women's needs is promising and worth exploring further
    Language: English
    DOI: 10.1787/5k9d5v6kh56g-en
    URL: Volltext  (URL des Erstveröffentlichers)
    Library Location Call Number Volume/Issue/Year Availability
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  • 5
    Online Resource
    Online Resource
    Long-term financial incentives and investment in daughters : evidence from conditional cash transfers in north India (2009)
    [Washington, D.C] : World Bank
    Details
    UID:
    b3kat_BV048264301
    Format: 1 Online-Ressource
    Series Statement: Policy research working paper 4860
    Content: "Since the early 1990s, several states in India have introduced financial incentive programs to discourage son preference among parents and encourage investment in daughters' education and health. This study evaluates one such program in the state of Haryana, Apni Beti Apna Dhan (Our Daughter, Our Wealth). Since 1994, eligible parents in Haryana have been offered a financial incentive if they give birth to a daughter. The incentive consists of an immediate cash grant and a long-term savings bond redeemable on the daughter's 18th birthday provided she is unmarried, with additional bonuses for education. Although no specific program participation data are available, we estimate early intent-to-treat program effects on mothers (sex ratio among live children, fertility preferences) and children (mother's use of antenatal care, survival, nutritional status, immunization, schooling) using statewide household survey data on fertility and child health, and constructing proxies for household and individual program eligibility. The results based on this limited data imply that Apni Beti Apna Dhan had a positive effect on the sex ratio of living children, but inconclusive effects on mothers' preferences for having female children as well as total desired fertility. The findings also show that parents increased their investment in daughters' human capital as a result of the program. Families made greater post-natal health investments in eligible girls, with some mixed evidence of improving health status in the short and medium term. Further evidence also suggests that the early cohort of eligible school-age girls was not significantly more likely to attend school; however, conditional on first attending any school, they may be more likely to continue their education. "--World Bank web site
    Note: Includes bibliographical references. - Title from PDF file as viewed on 5/8/2009
    Additional Edition: Sinha, Nistha Long-term financial incentives and investment in daughters
    Language: English
    DOI: 10.1596/1813-9450-4860
    URL: Volltext  (URL des Erstveröffentlichers)
    Library Location Call Number Volume/Issue/Year Availability
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    Online Resource
    Online Access
    Open Access Request
    EUV Frankfurt
    HTW Berlin
  • 6
    Online Resource
    Online Resource
    Financial education for long-term savings and investments : review of research and literature (2015)
    Paris : OECD
    Details
    UID:
    gbv_844216933
    Format: Online-Ressource (33 S.) , graph. Darst.
    Series Statement: OECD working papers on finance, insurance and private pensions 39
    Content: Long-term savings and investments (LTSI) by individuals enhances their financial security while also supporting growth and financial development. Evidence shows that financial knowledge and skills are positively related to LTSI behaviour, and indicates a strong correlation between levels of financial literacy and retirement wealth accumulation. However, both the quantity and quality of LTSI are often worryingly low, pointing to an important role for financial education to increase levels of financial literacy and thus improve LTSI among individuals. Evaluations of various types of financial education aimed at increasing LTSI have identified some promising results. Initial findings suggest the need for additional, targeted evaluation of education programmes to compare the effects of different delivery channels and the intensity of provision in order to identify optimal approaches. More detailed research is also important to fully understand why some evaluations indicate mixed outcomes from certain programmes.
    Note: Systemvoraussetzungen: PDF Reader.
    Language: English
    Keywords: Amtsdruckschrift ; Arbeitspapier ; Graue Literatur
    DOI: 10.1787/5jrtgzfl6g9w-en
    URL: Volltext
    URL: lizenzpflichtig
    Library Location Call Number Volume/Issue/Year Availability
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    Stabi Berlin
    UB Potsdam
  • 7
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    Online Resource
    A Toolkit for the Evaluation of Financial Capability Programs in Low-, and Middle-Income Countries (2013)
    Washington, DC : World Bank
    Details
    UID:
    gbv_797611762
    Format: Online-Ressource
    Content: When resources are scarce and social safety nets are weak, households' ability to manage income and assets wisely may be an important determinant of economic security. However, many open questions remain about how households in low and middle-income countries gain and exercise financial capability, and the best ways for governments and the private and nonprofit sector to help increase this capability. With the exception of a small but important number of studies that have recently been completed or are currently under way, robust evidence regarding the efficacy of financial capability interventions is relatively sparse compared to the level of interest and programmatic activity. One reason for this is a lack of systematic evaluation. The toolkit draws from past experience and the experience of the Russia Financial Literacy and Education Trust Fund pilot projects to provide concrete and tangible examples for the reader that illustrate the specific circumstances and challenges in this field. This toolkit is designed for researchers who are interested in conducting an evaluation of a financial capability program and for policy makers and practitioners interested in commissioning an evaluation. It will also be useful to evaluation researchers who want to brush up on a research technique they are less familiar with or who are new to the area of financial capability and financial education, particularly in Low, and Middle-Income Countries (LMIC). This toolkit is intended to be a practical, hands-on guide to designing, conducting, and analyzing financial capability evaluations, with a focus on doing so in LMICs. The toolkit covers a wide range of material on how to design, conduct and analyze evaluations, material that is spread out over the 13 chapters that follow. The chapters are contained within four overarching parts: setting the stage for monitoring and evaluation (M&E): understanding the M&E process and concepts (chapters 2-3); conducting M&E for financial capability programs (chapters 4-7); collecting and analyzing M&E Data for Financial Capability Programs (chapters 8-10); and other Issues in conducting M&E for financial capability programs (chapters 11-14).
    Language: English
    URL: Volltext  (kostenfrei)
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  • 8
    Online Resource
    Online Resource
    Long-Term Financial Incentives and Investment in Daughters : Evidence from Conditional Cash Transfers in North India (2012)
    Details
    UID:
    gbv_797526188
    Format: Online-Ressource
    Series Statement: Policy Research working paper WPS 4860
    Content: Since the early 1990s, several states in India have introduced financial incentive programs to discourage son preference among parents and encourage investment in daughters' education and health. This study evaluates one such program in the state of Haryana, Apni Beti Apna Dhan (Our Daughter, Our Wealth). Since 1994, eligible parents in Haryana have been offered a financial incentive if they give birth to a daughter. The incentive consists of an immediate cash grant and a long-term savings bond redeemable on the daughter's 18th birthday provided she is unmarried, with additional bonuses for education. Although no specific program participation data are available, we estimate early intent-to-treat program effects on mothers (sex ratio among live children, fertility preferences) and children (mother's use of antenatal care, survival, nutritional status, immunization, schooling) using statewide household survey data on fertility and child health, and constructing proxies for household and individual program eligibility. The results based on this limited data imply that Apni Beti Apna Dhan had a positive effect on the sex ratio of living children, but inconclusive effects on mothers' preferences for having female children as well as total desired fertility. The findings also show that parents increased their investment in daughters' human capital as a result of the program. Families made greater post-natal health investments in eligible girls, with some mixed evidence of improving health status in the short and medium term. Further evidence also suggests that the early cohort of eligible school-age girls was not significantly more likely to attend school; however, conditional on first attending any school, they may be more likely to continue their education.
    Language: English
    URL: Volltext  (kostenfrei)
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    Stabi Berlin
  • 9
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    Online Resource
    The future of health care in the Kurdistan Region--Iraq : toward an effective, high-quality system with an emphasis on primary care (2014)
    Santa Monica, CA : RAND Health
    Details
    UID:
    gbv_1008661864
    Format: 1 Online-Ressource (xxxiii, 216 pages)
    ISBN: 9780833085788 , 0833086324 , 0833086111 , 0833085786 , 9780833086112 , 9780833086327
    Series Statement: RAND Corporation monograph series
    Content: At the request of the Kurdistan Regional Government (KRG), RAND researchers undertook a yearlong analysis of the health care system in the Kurdistan Region of Iraq, with a focus on primary care. RAND staff reviewed available literature on the Kurdistan Region and information relevant to primary care; interviewed a wide range of policy leaders, health practitioners, patients, and government officials to gather information and understand their priorities; collected and studied all available data related to health resources, services, and conditions; and projected future supply and demand for health services in the Kurdistan Region; and laid out the health financing challenges and questions. In this volume, the authors describe the strengths of the health care system in the Kurdistan Region as well as the challenges it faces. The authors suggest that a primary care-oriented health care system could help the KRG address many of these challenges. The authors discuss how such a system might be implemented and financed, and they make recommendations for better utilizing resources to improve the quality, access, effectiveness, and efficiency of primary care
    Content: At the request of the Kurdistan Regional Government (KRG), RAND researchers undertook a yearlong analysis of the health care system in the Kurdistan Region of Iraq, with a focus on primary care. RAND staff reviewed available literature on the Kurdistan Region and information relevant to primary care; interviewed a wide range of policy leaders, health practitioners, patients, and government officials to gather information and understand their priorities; collected and studied all available data related to health resources, services, and conditions; and projected future supply and demand for health services in the Kurdistan Region; and laid out the health financing challenges and questions. In this volume, the authors describe the strengths of the health care system in the Kurdistan Region as well as the challenges it faces. The authors suggest that a primary care-oriented health care system could help the KRG address many of these challenges. The authors discuss how such a system might be implemented and financed, and they make recommendations for better utilizing resources to improve the quality, access, effectiveness, and efficiency of primary care
    Note: "This study provides an analysis of the health care system, with an emphasis on primary care, in the Kurdistan Region and what strategies can be pursued to move toward a more effective and higher-quality health care system. This report is based on a variety of methods and analyses. These include a review of the existing literature; analyses of available data; an analysis of Kurdistan Regional and Iraqi National documents and laws; modeling of future health care demand; and a qualitative assessment of numerous conversations with government officials, health care providers, health care policymakers, and private sector health care leaders."--Preface , "Kurdistan Regional Government, Ministry of Planning; Ministry of Health , Includes bibliographical references (pages 213-216)
    Additional Edition: ISBN 0833085786
    Additional Edition: Print version Future of health care in the Kurdistan Region, Iraq Santa Monica, CA : Rand Corporation, 2014
    Language: English
    Keywords: Electronic book
    URL: Volltext  (kostenfrei)
    URL: kostenfrei
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  • 10
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    Designing a system for collecting policy-relevant data for the Kurdistan Region--Iraq (2014)
    Santa Monica, CA : RAND
    Details
    UID:
    gbv_1008662097
    Format: 1 Online-Ressource (xxiv, 107 pages)
    ISBN: 9780833085900 , 0833086464 , 0833085905 , 9780833086464
    Content: Comprehensive and reliable statistics are crucial for policy formulation in any region or country. The Kurdistan Region--Iraq (KRI) is hampered by the lack of such statistics as it aims to improve infrastructure, encourage private-sector development, attract foreign investment, and create a sustainable economy. The authors of this study, which was funded by the Kurdistan Regional Government (KRG), interviewed officials in several KRI ministries, assessed available data within the KRI, conducted cross-country benchmarking, and studied best practices in data-collection methodologies. In this volume, the authors describe the KRG's statistical institutions; identify ten high-priority areas for the KRI and the types of data that should be collected to support policymaking in these areas; and outline a system to collect and disseminate these data on an ongoing basis. The authors conclude with a series of recommendations on the topics that should be addressed by statistics legislation, the structure and oversight of data institutions, the implementation and use of surveys and censuses, and the use of administrative data. Together, these recommendations provide a road map that will help the KRG assemble the core elements of a quality data system, which, in turn, will increase the availability of data to help KRG leaders achieve their most important policy goals
    Content: Comprehensive and reliable statistics are crucial for policy formulation in any region or country. The Kurdistan Region--Iraq (KRI) is hampered by the lack of such statistics as it aims to improve infrastructure, encourage private-sector development, attract foreign investment, and create a sustainable economy. The authors of this study, which was funded by the Kurdistan Regional Government (KRG), interviewed officials in several KRI ministries, assessed available data within the KRI, conducted cross-country benchmarking, and studied best practices in data-collection methodologies. In this volume, the authors describe the KRG's statistical institutions; identify ten high-priority areas for the KRI and the types of data that should be collected to support policymaking in these areas; and outline a system to collect and disseminate these data on an ongoing basis. The authors conclude with a series of recommendations on the topics that should be addressed by statistics legislation, the structure and oversight of data institutions, the implementation and use of surveys and censuses, and the use of administrative data. Together, these recommendations provide a road map that will help the KRG assemble the core elements of a quality data system, which, in turn, will increase the availability of data to help KRG leaders achieve their most important policy goals
    Note: "RAND Labor and Population , "Ministry of Planning , "Data Source Database & Data Indicators Spreadsheets" available on CD-ROM in back pocket , "Kurdistan Regional Government , Includes bibliographical references (pages 103-107)
    Additional Edition: ISBN 0833085905
    Additional Edition: Print version Designing a system for collecting policy-relevant data for the kurdistan [S.l.] : Nielsen Bookdata, 2014
    Language: English
    Keywords: Electronic books
    URL: Volltext  (kostenfrei)
    URL: kostenfrei
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