Umfang:
1 online resource (104 pages)
ISBN:
9780821369906
,
082136989X
,
9780821369890
,
0821369903
Serie:
Directions in Development
Inhalt:
This publication presents the results of an access to financial services survey administered to Nepali households in 2005 and explains what hinders access by low income households and small businesses to financial institutions. The obstacles are identified on the basis of an in-depth analysis of the performance of the microfinance sector and of selected banks.
Inhalt:
Contents -- Foreword -- Acknowledgments -- Abbreviations -- Executive Summary -- Chapter 1 The Supply of Financial Services -- Recent Developments in the Financial Sector -- Government Efforts to Increase Access to Financial Services -- Despite Government Efforts, Access to Financial Services Is Declining -- Remittances Are a Missed Opportunity for the Financial Sector -- Chapter 2 The Demand for Financial Services -- Most Deposit Accounts Are Held by Banks, Followed Closely by Financial NGOs and Cooperatives -- For Loans, Financial NGOs and Cooperatives Are the Largest Providers -- For Payment and Remittance Services, the Informal Sector Dominates -- Chapter 3 Constraints to Increased Access for Small Businesses and Low-income Households -- Government Policies Have Not Tackled the Root Causes of Low Access -- Why Don't Banks Scale Up Lending to Small Businesses? -- Why Haven't Microfinance Institutions Provided More Financial Services to Low-income Households? -- Why Do Informal Channels Dominate the Remittance Market? -- Chapter 4 Making the Financial Sector Work for Small Businesses and Low-income Households -- Key Principles for Successful Government Intervention -- Helping Banks Expand Lending to Small Businesses -- Helping Microfinance Institutions Serve More Low-income Households -- Making Remittances More Effective -- Appendix A Legal Framework of the Regulated Microfinance Sector -- Appendix B Performance of Regulated Microfinance Institutions -- Appendix C The Access to Financial Services Survey -- Appendix D Households Receiving Foreign Remittances -- Bibliography -- Index.
Anmerkung:
Description based on publisher supplied metadata and other sources
,
Contents; Foreword; Acknowledgments; Abbreviations; Executive Summary; Chapter 1 The Supply of Financial Services; Chapter 2 The Demand for Financial Services; Chapter 3 Constraints to Increased Access for Small Businesses and Low-income Households; Chapter 4 Making the Financial Sector Work for Small Businesses and Low-income Households; Appendix A Legal Framework of the Regulated Microfinance Sector; Appendix B Performance of Regulated Microfinance Institutions; Appendix C The Access to Financial Services Survey; Appendix D Households Receiving Foreign Remittances; Bibliography; Index
Weitere Ausg.:
ISBN 9780821369890
Weitere Ausg.:
Erscheint auch als Druck-Ausgabe ISBN 9780821369890
Sprache:
Englisch
Bookmarklink
