Format:
1 online resource (62 pages)
ISBN:
9780821366042
Series Statement:
World Bank working paper no. 76
Content:
Business firms have employed strategic alliances with other firms to effectively manage costs, overcome resource and technology constraints, and enhance competitive position. The principle and practice of strategic alliances can be applied as well for productive and beneficial institutional collaborations in rural financial markets to expand the array of financial products and to scale up access of rural households and micro-businesses to financial services.Strategic alliances comprise a new theme in rural finance. The institutions in the study used strategic alliances to tap new capital resources, manage transaction costs, access banking technology and infrastructure and acquire new skills to provide an expanding array of financial services to wider markets. The authors carefully examine the experiences of selected rural finance institutions and their strategic allies or development partners in Guatemala, the Philippines, Ghana and India to draw out the main findings and share the lessons that may be gainfully applied in other country settings. The study addressed a number of key questions:? What motivated the rural finance institution to structure its alliance or partnership with a bank, commercial or development organization?? How are gains from and costs of alliances and partnerships shared between collaborating institutions?? What are the key elements that make partnerships or alliances successful, and which conditions lead to unproductive ones? ? Which financial products and services are best introduced through strategic alliances?.
Content:
Contents -- Acknowledgments -- Acronyms and Abbreviations -- Executive Summary -- Main Report -- Objectives of the Sector Work -- Constraints to Accessing Financial Services in Rural Areas -- Leaders in Rural Financial Market Access -- Framework for Understanding and Assessing Strategic Alliances -- Strategic Alliances Between Firms in the Corporate Business World -- Strategic Alliances and Development Partnerships in Rural Finance -- Applying the Framework to Alliances and Partnerships in Rural Finance -- Strategic Alliances in Rural Finance -- Development Partnerships -- Main Findings of the Study -- Strategic Alliances in Rural Finance:Operational Implications for the World Bank -- Necessary Conditions for Strategic Alliances -- Taking Stock-Key Questions to be Addressed Early in Project Preparation -- Critical Operational Issues -- References -- Strategic Alliances -- Rural Finance and Microfinance -- Country Studies and Reports -- LIST OF TABLES -- 1. Strategic Alliance of Guatemalan Credit Unions with WOCCU IR Net to Deliver International Remittances -- 2. Strategic Alliance of BASIX Group with Insurance Companies -- 3. Strategic Alliance of GLICO Insurance Company with Ghana Rural Banks -- 4. TSPI Operating Performance and Financial Highlights, 1996-2004 -- 5. Strategic Alliances of TSPI with Multiple Partners -- 6. Planned Alliance of Genesis Empresarial and BancaSol -- 7. Mutual Responsibilities in the Developmentally-Oriented Alliance Between CDRO and Banrural -- 8. Development Partnership Between CDRO and Banrural in Guatemala -- 9. Operating and Financial Results for New Rural Bank of San Leonardo -- 10. Development Partnership of New Rural Bank of San Leonardo with Development Agencies -- LIST OF BOXES, CHARTS, AND FIGURES -- Box 1. Short-term Incentives Are Not Enough for Commercial Banks to Cover Rural Markets.
Note:
Description based on publisher supplied metadata and other sources
Additional Edition:
ISBN 9780821366035
Additional Edition:
Erscheint auch als Druck-Ausgabe ISBN 9780821366035
Language:
English
Bookmarklink
